High Performance and Luxury motor car finance offer lower rates and more accessible financing.
High Net Worth Individuals often choose to fund their cars because it provides flexibility and doesn’t tie up large amounts of capital, allowing them to make greater returns on their money than the interest charged.
Some clients use specialist motor finance to buy a Supercar that they feel might become a future classic. With the correctly calculated final balloon payment, the client can avoid any shocking depreciation or hold on to a rapidly appreciating asset.
For High-Net-Worth Individuals and those requiring a more tailored approach to funding, an in-depth knowledge of the actual residual value of the motor car to be financed is essential. Additionally, such financing provides the ability to maximise the benefits of more complex opportunities.
For example:
❖ Equity Release (Lever the value of your car)
❖ Refinancing
❖ Buying a motor car from an individual or collector
❖ Credit Line Finance
❖ Pre-approved Credit-line (e.g., Purchase at Auction)
❖ Funding Packages with Payment Holiday
❖ Interest-only Lending
❖ Structured Loans (e.g., repayments to match bonuses)
❖ Financing Potential Investment Opportunities
❖ Multiple Car Purchases
❖ Variable Interest Rate
This type of financing is outside of the realm of conventional lenders. Specialist lending houses take a holistic approach when assessing the requirement. They will take into account a much broader view beyond just looking at a balance sheet.
All discussions are between you and the financier; your privacy is always respected.
