High Performance and Luxury motor car finance can offer lower interest rates and more accessible financing.
High Net Worth Individuals often choose to fund their cars because it provides flexibility and doesn’t tie up large amounts of capital, allowing them to make greater returns on their money than the interest charged.
HNWIs often use specialist motor finance to buy a Motor Car they feel might become a future classic.
With the correctly calculated final balloon payment, the client can avoid any shocking depreciation or hold on to a rapidly appreciating asset.
For HNWIs and those requiring a more tailored approach to funding, an in-depth knowledge of the actual residual value of the motor car to be financed is essential.
Additionally, such financing provides the ability to maximise the benefits of more complex opportunities.
For example:
♖ Equity Release (Lever the value of your car)
♖ Refinancing
♖ Buying a motor car from an individual or collector
♖ Credit Line Finance
♖ Pre-approved Credit-line (e.g., Purchase at Auction)
♖ Funding Packages with Payment Holiday
♖ Interest-only Lending
♖ Structured Loans (e.g., repayments to match bonuses)
♖ Financing Potential Alternative Investment Opportunities
♖ Multiple Car Purchases
♖ Variable Interest Rate
This type of financing is outside of the realm of conventional lenders.
Specialist lending houses take a holistic approach when assessing the requirement.
They will consider a much broader view beyond just looking at a balance sheet.
All discussions between you and the financier are private.
